Rates changed again this year. Enter your ZIP code and compare free quotes from top-rated home insurance providers in your area — in under 2 minutes.
Start with your ZIP code — no personal details needed to begin.
No paperwork, no phone tag, no pressure. Just enter your ZIP and see what you could be paying instead.
Rates are set locally. Your ZIP code tells us which providers are competing for your business right now.
Quick details about your home — year built, square footage, coverage you want. Takes about 60 seconds.
See your personalised quotes side by side and pick the one that fits. Switch only if you actually save.
We built this the way we'd want to shop for insurance ourselves — fast, honest and free.
We only surface financially strong, licensed insurers — so the policy actually pays out when you need it.
No 20-page application. A handful of simple questions and your quotes are on screen.
Comparing is completely free. You'll never be charged for using HomeQuotes — ever.
Encrypted end to end and shared only with the providers preparing your quote. Never sold.
Pricing pulled for your ZIP code, not a national average that means nothing for your street.
You stay in control the whole way. Look at the numbers, decide in your own time.
Storm damage, burst pipes, theft, fire, liability — a good policy covers all of it without costing a fortune. The trick is comparing before you renew.
We work with a nationwide network of licensed insurance carriers and agencies so you always see competitive local pricing.
Thousands of homeowners check their rate here every month. Here's what a few of them said.
"I hadn't checked my home policy in six years. Took me two minutes here and I found the same coverage for a lot less. Wish I'd done it sooner."
"Simple, no pressure, and nobody hounded me. I compared the options, picked one with better storm coverage, and my payment still went down."
"Bundled my home and auto after comparing here. The difference between the highest and lowest quote genuinely surprised me."
It takes one ZIP code and about two minutes. If you're not saving, you've lost nothing but the time.
Matching ZIP with available providers.